Short Term Health Insurance
Short Term Health Insurance: When people think of health insurance, they think of traditional health insurance, with office visits, joint payments and prescription drug protection. However, such health insurance is not always available. Maybe you switch from one job to another; or maybe you work part time or with a temporary agent that doesn't offer full health protection; or you might attend or just graduate from school. In this situation, traditional health insurance is sometimes not available. If you cannot afford traditional health insurance but want coverage in the event of an accident or emergency, short-term health insurance is your best choice.
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| Short Term Health Insurance |
Short Term Health Insurance fills a gap in health insurance coverage that may occur for a number of different reasons, including those listed above. The idea of ??short-term health insurance is built into its name - it is a short-term solution that offers short-term coverage, with the hope that at some point you will start or continue the coverage of traditional health insurance. This is designed for those who want protection in the event of an accident or injury and only cover emergency or serious medical costs, such as x-rays, ambulance fees, intensive care, and a number of hospital treatments. Although policies vary, this is often the standard in short-term health insurance coverage. However, short-term health insurance does not cover routine doctor visits, nor does it cover pre-existing conditions. If you are looking for coverage like this, you should consider getting a traditional health insurance policy or looking for other options.
The costs of Short Term Health Insurance vary greatly; You will have a monthly premium, ranging from $ 25 to $ 100, depending on coverage and deducted from the package, which often starts at $ 250 and can increase to $ 5,000. Most policies today also offer reasonable amounts of payment (often one or two million dollars). Policies allow you to choose coverage for a certain period of time, from 30 days to 90 days or six months, but there are almost no short-term policies extended over the past year.
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How do you find short-term health insurance? Not as difficult as it seems. Simple Internet search will produce a number of companies that offer Short Term Health Insurance protection. Online searches will also give you the opportunity to compare different companies and packages. Be sure to examine each policy carefully to understand your maximum payments and deductibles, coverage and other terms of agreement.