Protect Your Family With Health Insurance
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| Protect Your Family With Health Insurance |
Health problems can happen to anyone, anytime, while health care costs will continue to increase over time. One contributing factor is the high price of the drug. In the drug delivery usually there are some doctors who prescribe generic drugs beyond, and not in the hospital pharmacy, as a result patients have to pay exorbitant prices for the drug.
Not to mention the cost of hospital care. No one typhus patients who seek treatment at one of the private hospitals in Bandung. These patients do inpatient in the hospital for 5 days 4 nights with class room facilities 3. Costs incurred to fund day of hospitalization per 175 thousand rupiah, check hemoglobin 700 thousand rupiah, intravenous drug and drunk straight 800 thousand rupiah, total funds issued is 3.5 million rupiah.
How to cope with the high cost in the hospital? There are two ways to overcome them
1. Set up an emergency fund
Emergency funds are funds that are collected and can be taken at any time in case of emergencies. One of the emergency funds are encouraged to set up fund for health needs. According to one financial planner Ghozie Pritchard, an emergency fund is critical to immediate needs. And also be a solution when something bad happens. For example, when the family's main breadwinner loses a job. The amount of emergency funds relatively different for each person. But, according to Pritchard, for those who are married, the ideal is 8 to 12 times the monthly expenditure.
2. Have health insurance
By turning on your health insurance policy can obtain a solution in minimizing the financial risks that can be caused by medical expenses, and can focus more on your health and family healing.
Here's why health insurance can protect your loved ones:
- Health insurance can replace lost revenue caused by the death of you, your family can have a life you have built together.
- With health insurance you and your family have the readiness if necessary to fund hospital treatment, both inpatient hospitalization or traditional daily.
- Even health insurance also warrant the cost of surgery, due to gas poisoning, infected with viruses, fell into the water, drowning and others.
By using the best insurance, you and your family will obtain optimal service, so you can calmly work and protect your family.